A few words about who we are

Capital is a financial planning firm unlike any other. We like it that way.

We are truly a boutique business and provide a unique service focused on resolving the financial challenges faced by busy entrepreneurs and professional in the media, tech and creative sectors. Let us do your heavy lifting so that you can get on with doing what you love to do.

Our purpose is to make a positive difference, one family at a time. This is what inspires us, what gets us out of bed in the morning and provides the focus that energises and drives our people and our business. It is the soul of our business and it shapes our culture.

We operate in the world of facts, truth, evidence, and science – not superstition when it comes to caring for your wealth. That’s why we have crafted an award-winning planning and advice service. One that will provide you with the clarity and understanding you desire and that gives you the reassurance that all your important financial issues are being fully taken care of by a team you trust. We offer three service levels at three flat fees, it’s as simple as that. No hidden costs, no confusing percentages to calculate and no commissions to muddy the waters.

Almost the entire team have left huge impersonal organisations in order to join Capital and do what they love, which is to personally help people like you. Our staff turnover is almost non-existent, so you can count on your financial adviser to be there with you every step of the way.

Every month we send out some great ideas, thoughts and inspiration. If you want to hear from us, add your email address here.

  • Alan Smith CEO

    Alan Smith

    CEO

    I started Capital in 2004 with a clear vision to do things differently. I wanted to challenge conventional thinking in financial services that seemed to be all about selling expensive and baffling financial products to the public to generate large commissions – but which never seemed to solve the ‘real life’ issues faced by clients.

    So I wanted to build an independent, boutique business with a client-focused culture where we took time to get to know our clients, really listened to them, understood them and built a life time relationship as their ‘trusted adviser’.

    Several years down the line, I am very proud of what we have built, and the lovely things our clients tell us about the positive impact we have had on their lives. Nowadays, I spend a lot of my time helping entrepreneurs and business leaders clarify their personal vision and then working as part of their team to make great things happen.

    Read more.

  • Don Fraser Director

    Don Fraser

    Director

    I was told by someone I trusted that I had the personal attributes to do well, so I jumped in. That was in 1979 and I’m still here enjoying every day. The reward for helping interesting clients has a deep and meaningful impact on me, and is a totally worthwhile way for me to invest my skills, energy and passion. What else could be as good as this?

    I have a personal mission to help people to ‘bring meaning to money’, because as Spike Milligan said “Money can’t buy you friends, but you do get a better class of enemy”. I believe that a personal sense of meaning, purpose and fulfillment can be of far greater benefit in life than a slightly larger bank balance or another shiny new toy.

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  • Graham McCulley Director

    Graham McCulley

    Director

    I am a rare member of the advice community in that I actually set out on purpose to be a financial consultant after graduating. However, after working for large organisations I realised the industry was one of sales and not consultancy. After several years I left the sales behind, to follow my goal of providing one to one client centred advice.

    I love to find out exactly what clients wish to do with their lives and why, and then work to ensure the financials stack up to make those aspirations happen. I take care of the technical aspects of finance and build in plenty of flexibility…. because life has a way of throwing unknowns at you.

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  • Paul Davies Associate

    Paul Davies

    Associate

    An economist by training, I hate to see good resources go to waste. I see my role as helping people to allocate their energy, time and money (in that order) in a manner to better know themselves and to subsequently live in accordance with that knowledge. This can be summed up as helping people to make better decisions.

    I’m always looking to communicate the often-dry aspects of financial advice into language that is more meaningful or to find the one enlightening question that brings clarity to complexity. The aim of this is to assist people with understanding that finances are not something to be feared and that once properly structured the ‘numbers’ can be confidently put to one side, in favour of more compelling pursuits.

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  • Fiona Price Associate

    Fiona Price

    Associate

    I believe that rather than being the root of all evil, money can be the source of all joy and contentment. The trick is making it work for you, rather than being its slave. Knowing what you want is a good place to start and proper planning can be a valuable tool to helping you discover your true values and goals.

    Lifting the bonnet on complex circumstances and doing the leg work, research and investigation on your behalf is what I enjoy most. Understanding how things work and why, whether that be an aeroplane or an old company pension scheme, means I can use my natural curiosity to demystify some of life’s complexities.

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  • Amanda Mayes Operations Manager

    Amanda Mayes

    Operations Manager

    I have a real passion for getting things done. As a result, I seem to be famous for my numerous checklists and very close attention to detail!

    My main role is all about making sure that everything ‘behind the scenes’ at Capital is working in harmony and that our clients get the best possible personal service.

    At any given time, I will be juggling numerous projects and process improvements, recruitment, team development and running internal meetings – there are a lot of moving parts that all need to work seamlessly and it’s fair to say that there is never a dull moment!

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  • Charles Riches Director

    Charles Riches

    Director

    I am passionate about helping clients to balance the competing and often complex pressures of their finances with the vision, goals and aspirations that they have for themselves and their families.

    This core discipline enables families to make informed choices about the decisions they face whilst managing risk effectively and using their capital and income creatively to maintain a simple yet effective plan which works for them. In essence, making the complex simple.

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  • Emily Corck Client Services Manager

    Emily Corck

    Client Services Manager

    I am one of Capital’s longest standing employees, having been part of the team for around 8 years now. My role as client services manager means that I will be most client’s first point of contact for all non-advice related queries.

    I oversee all administration and ensure that behind the scenes things are working as they should, including the submission of new business, trades and general administration duties.

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  • James Greenly Consultant

    James Greenly

    Consultant

    Rather unusually, I entered financial services when I was just sixteen years old, joining a local IFA firm.

    I started my career off as an administrator, and left close to 7 years later as a qualified, regulated financial adviser, having developed many wonderful client relationships. I remember watching clients enter the office full of concern and worry, and leave an hour later smiling and relaxed – I realised very early on the value of true financial planning.

    Like most of the team, I then had a spell at a large, money-focused (as opposed to client-focused), corporate IFA firm, and soon realised that this was not for me. I joined Capital because they set out to “make a positive difference, one family at a time”, rather than simply sell pensions and investments.

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