How much do I pay your firm each year to manage my investments, in pounds and percentage terms? Can you send me your service schedule that shows clearly what I get for the fee? Is this service schedule different … / More

At this time, as we reflect on the year just past, it can be helpful to take a moment to remind you of the nature of Capital’s philosophy on investment advice. Over the years, our experience has been that the … / More

Lovers of the television series Camberwick Green and Trumpton know that the townsfolk go about their daily business and the day’s events would unfold; the Trumpton clock tells the time, sensibly and steadily; and all domestic problems are cheerfully resolved … / More

Although I’ve been a fairly frequent visitor to the US over the years, I had never been to Austin, Texas. I was therefore pleased to be able to schedule a visit there recently to attend a conference at the head … / More

Most of us will be aware of Aesop’s fable about the hare and the tortoise and the general principle still stands today – the one that rushes around in a frenzy of activity is often overtaken by the more calm … / More

According to the 2015 Investment Association (IA) survey1, assets under management by their members came to £5.5 trillion – that number is over 47 times the annual cost of running the NHS … / More

As Yogi Berra once put it “It’s tough to make predictions, especially about the future”. At the start of 2016 the financial media began the annual round of crystal ball gazing. The media has been full of so-called experts and … / More

You are reading this because you are probably facing an investment issue, and want the best result and outcome to help you to live a better life. We believe that if you follow our six factors, the chances of you … / More

Did you know that on January 1st 2016 the deposit protection limit is changing from £85,000 to £75,000? Perversely perhaps, the reduction is due to the strength of the pound because the protection sum is linked to €100,000 and changed … / More

You have probably been in an all-purpose motor vehicle at some point in your life and appreciated the experience most when you left smooth city roads for country dirt tracks. In the investment world, highly diversified portfolios can provide similar … / More