Approaching a business sale is an exciting but nerve-racking time. On the one hand, you are excited to commence the next chapter of your life, yet simultaneously you are anxiously wondering if you are selling the business for the right price, in order to be able to achieve all the things you want to do for the rest of your life, or until your next venture.
Our chartered financial advisers specialise in helping people like you exit their business. This is how we can help:
It shouldn’t be all about the value of your business, it’s about how much capital you require to live the life you deserve. Your destination is, in fact, the correct place to start. We’ll work with you to discover what you aspire to have from your post-sale life. From maintaining a comfortable daily lifestyle to luxury holidays, and gifting and expensive purchases.
Once we understand where you’re heading, we’ll do the sums to calculate how much is enough to cover your life following the sale of your business. We can give you the confidence you need to be able to say yes to the right price for your business, without the anxiety and worry of it not being sufficient. This means you won’t be waiting around for a better price and can spend your precious time doing what you love.
Advanced FutureMapping technology enables us to create a bespoke financial roadmap for you. This maps all your future life events, ambitions and life goals, along with your incomings and outgoings, predicting any anticipated market changes; to measure your future financial situation. This tests how robust your financial plan is against challenging life questions and possible scenarios.
Fundamentally, your money should work as hard as you had to work to make it. Your financial advisor will design a bespoke investment strategy to meet your personal, financial goals and to achieve optimal returns.
This will guarantee that the revenue from your business sale continues to grow and beat inflation which will, in turn, fuel your future and goals. The best part of this is that you won’t have to lift a single finger as we’ll take care of the monitoring and rebalancing of your portfolio.An experienced in-house team and our esteemed investment consultant; Tim Hale, regularly monitor and enhance the investment portfolios and over this last decade our clients’ investment portfolios have achieved significantly ‘above inflation’ returns:
A lump sum of £1million invested for nine years produced an annualised return of 7.92%, a gain of £987,685
*Notes: Capital 60/40 portfolio, 19.02.2011 to 19.02.2020, gross total return before costs. Source FE Analytics. Please note that past performance is not indicative of future performance and you may get back less than you invested.
Selling your business is undoubtedly a complex process, even for an experienced, serial entrepreneur.
There are many financial and legal questions that arise along the journey and therefore having a guide that has had the experience of supporting numerous business owners, just like you, before, during and post-sale is invaluable. This support can critically help you to avoid any crucial mistakes, giving you peace of mind.
Your financial advisor will be on hand to help throughout the entire process, they will act as your impartial sounding board to help you make those challenging decisions and to answer your financial questions, taking some of the hard work o your hands. Here are just a few examples of how your financial advisor can help:
How much you need to sell for
Planning the future
Business tax relief
Lump sum or earn out
Investing the money
Financial life planning
Nobody likes paying for extra services they don’t use. That is why all of our fees are bespoke to you, based upon the services you require and your financial complexity. Our fee approach is simple and most importantly, it is transparent. Additionally, the fee will always be agreed in conjunction with you, before we begin any work. We offer a flat, annual subscription fee with the flexibility to add or remove additional services as and when you need it.
Your own financial planning team
Annual planning meeting
Your personal financial roadmap
A personal investment portfolio
The annual ISA service
The professional wealth network
See some real-life examples
If you are ready to sell your business and would like to collaborate with an experienced financial advisor, contact us today for your free, no-obligation, coffee meeting to discuss how we can support you.
Share your story – the good and the bad.Your ideal lifestyle and ambitions for the future. Your family, your values and what’s important to you
Identifying how much you need from your business sale to fuel your ideal future and planning how to invest to ensure your money beats inflation.
Once you are happy with your plan, we’ll do all the hard work for you. Just sit back and relax while we put your plan into action.
Whether you are expecting a lump sum or an earn-out, you need to invest your money wisely to ensure it lasts you the rest of your life or until your next venture.
A professional boutique I.F.A that provide detailed analysis of assets, follow a diversified investment approach to financial planning and react to circumstantial change. The fees are transparent and fair, they generate the feeling of financial security and peace of mind, offering easy to follow logical guidance to safeguard the future. What more could you need?
Retired Business Owners
For over 17 years my wife and I have benefited from the advice provided by Alan and his team at Capital Asset Management. Our funds have been, and continue to be invested wisely, resulting in our pension plan performing better than forecast. In addition, during some difficult and challenging periods Alan, with his genuine personable manner, has always been there to advise and guide us. Alan and more recently James Greenly have helped us achieve a stress-free retirement for which my wife and I are truly grateful.