What we offer

We think working with us should be easy. We aim to make working together as straightforward as possible. However, it's also important that you fully understand our consultative process, and how we do things. This simple flow chart demonstrates our approach.

what we offer

Wealth Management Programme

During your lifetime relationship with us, you’ll benefit from unlimited access to a highly qualified team – in person, by phone or by email. We’ll also arrange regular financial strategy and lifestyle planning review meetings that include the Capital Asset Management Financial Wealth Check:

  • Your issues – an update from you on any issues requiring attention
  • strategic review – an update from your financial planner on any recommended changes to strategy
  • Investment review – looking back on the last 12 months’ performance
  • Investment action plan – looking forward and implementing any changes to investment strategy
  • Debt review – reviewing your interest rates and debt structuring arrangements
  • Taxation update – reviewing threats and opportunities created by changes to taxation law
  • Pension update – reviewing threats and opportunities created by changes to pensions law
  • Asset and family protection review – providing a check of current levels of cover and policy wording
  • Estate planning review – ensuring your estate planning wishes are current, relevant and legally valid
  • The ‘remove the hassle’ service – sorting through any paperwork received that confuses you
  • Family review – discussing any financial issues affecting your family
  • Professional update – providing professional updates to your accountant, lawyer and other advisers

CAM Wrap

For clients using our Wealth Management Programme, we can provide access to a comprehensive portfolio administration platform or ‘Wrap’. This is a service which creates a single, consolidated view of all your investments – savings, pensions, shares, cash, and property – offering some very useful advantages:

  • All your investments can be visible and accessible in one place
  • Keeping track of your entire portfolio becomes a simple task, with up-to-the-minute valuations available in ‘real time’
  • More effective management of your assets as a single portfolio, rather than a multitude of different plans and accounts – enabling your financial planner to optimise the performance of your assets and ensure that you are not exposed to any undue levels of risk
  • Vastly reduced paperwork and increased efficiency, which enables your financial planner to help you focus on ensuring the correct overall strategy is in place to achieve your objectives
  • Access to significantly lower portfolio charges and world class ‘institutional investment managers’ not generally available elsewhere
  • Online access to your investment portfolio account

CAM Wealth Management Network

Many of our clients have told us that they would like access to a range of other professional services, without needing to ‘shop around’ and deal with a multitude of different organisations. For this reason we have developed strategic relationships with a team of carefully selected experts with a high level of knowledge and skill in key wealth management areas.

Our network of experts add value to our service proposition and we consult with them when required to ensure that we deliver a comprehensive, balanced and expert view to all wealth management issues.