Fees and remuneration
The vast majority of financial advisers in the UK work within a commission-based model. This means that in order for them to be remunerated in relation to the advice offered, they must sell a plan or policy to a client. In other words, their income is entirely conditional on making a sale of a financial product. In our experience a new product is not always the solution and perhaps simply paying down some debt or restructuring an existing arrangement is more appropriate.
In our opinion, therefore, the standard commission model creates a conflict and simply does not work. We have therefore created a clear and simple approach that ensures the integrity of our advice and delivers significant value to clients who work with us.
We are entirely fee based to ensure our impartiality at all times, eliminate conflicts of interest and support the long-term nature of our relationship with you. If, for any reason, commissions are generated, we will rebate them back to you to enhance your investments.
The fee structure available and appropriate to you will depend on the size, complexity and nature of your assets and will be discussed in more detail at the Discovery Meeting. Our research suggests that the fee structure we offer is significantly lower than the market average.